Attractive Rate of Interest (EMI) W.E.F 16.01.2025
|
EMI LOANS
|
ROI
|
Period
|
Immovable Property Loan
|
11.50%
|
60/120/180 Months
|
Housing Loan Up to 35 Lakhs
|
10.50%
|
180/240 Months
|
Housing Loan: Above 35 Lakhs up to 140 Lakhs
|
10.90%
|
180/240 Months
|
Vehicle Loan (Two Wheeler)
|
11.70%
|
36 Months
|
Vehicle Loan (Four-Wheeler)
|
11.50%
|
60 Months
|
Salary-Based Loan (up to 5 Lakhs)
|
11.50%
|
60 Months
|
Immovable Property Loan (B Katha) to 50 Lakhs
|
11.50%
|
180 Months
|
NON-EMI LOANS
|
|
|
Immovable Property Loan – Weavers
|
13%
|
144 Months
|
Immovable Property Loan – Others
|
13.50%
|
144 Months
|
Housing Loan (up to 140 lakhs)
|
11.25%
|
180/240 Months
|
Machinery Loan
|
13%
|
144 Months
|
Secured Overdraft
|
11.50%
|
12 Months
|
Vehicle Loan
|
12%
|
36/60 Months
|
Personal Loan
|
14.75%
|
36 Months
|
Education Loan (up to 10 Lakhs)
|
8%
|
|
Immovable Property Loan—(Rental Income) up to 25 Lakhs
|
13.50%
|
120 Months
|
Consumer Loan—Up to 15 Lakhs
|
14%
|
60/84 Months
|
Immovable Property Loan (Holder katha) up to 10 Lakhs
|
13.50%
|
144 Months
|
Immovable Property Loan (B Katha) Up to 50 Lakhs
|
13.5
|
180 Months
|
Government Security Loan (KVP/IVP/LIC & others)
|
12%
|
|
Loan on Deposits (Deposit int. Rate + 2%)
|
|
|
GOLD LOAN
|
|
|
Gold Loan up to 2 Lakhs
|
10.5
|
12 Months
|
Gold Loan above 2 Lakhs
|
9.5
|
12 Months
|
